Some E-Payment options

With thousands of online transactions happening every day, there are many payment options one can choose to purchase online. Here are some that can be useful.

Credit cards
Credit card is the most trusted source for a transaction. A credit card has a spending limit per month. After that you cannot spend until you pay the bill. If something goes wrong with the security measures, card holder will only loose the limit of purchase and he or she can cancel the credit card.

E-Checks
A consumer can buy e-cash and store it in a digital wallet in a hard drive. This is electronically linked to the consumer’s bank account and can be re-stored with e-cash at any time. E-cash is pre authorised and anonymous. This method is often used to pay for electronic goods received over the Internet. Forms of E-cash can be purchased online and can be emailed to the recipient. The recipient can use it to purchase products that accept e-cash payments.

Smart Cards
Smart cards are used to conduct everyday transactions. Low cost integrated microprocessor chip provides ability to do every day transactions mostly via ATM machines and cash counters. Use of smart cards or debit cards is not very popular in transactions carried through cyberspace.


Electronic Wallets
Electronic wallets are also referred as digital wallets. An e-wallet is a software program that contains a user’s payment information in encrypted form to ensure its security. For example, an individual’s-wallet could contain credit card numbers, bank account numbers, contact information, and shipping location. When a consumer is ready to make a purchase, they click the buy now button and the wallet server populates the required purchase information to the selected merchant’s online order form Users can get instant access to one-click purchase from their PC.

Process of the Electronic Wallet

Virtual Credit cards
This method is closely related to e-wallet. A virtual credit card is an image of a credit card placed on the computer desktop. Users must first register and they can choose versions of the service. With one click of the credit card image, the cardholder accesses account information and pays for online purchases. The credit card number and contact information is automatically entered into the checkout form, and the customer just need to enter an identification to authorize the transaction.

Answers to Success

In one of my previous articles, I asked three questions.

• What is the most important time?
• Who is the most important person?
• What is the most important thing to do?

I would like to thank Surjit, Andrew , Asis, Himarticles, and Mbhave who took the trouble to answer my questions. These questions play an important role in real life. And answers to them are secrets of success. Many people have answered in many different ways to these questions. You may criticize my answers or provide alternative suggestions. You are always welcome.
Let’s take the first question:

What is the most important time?

Almost everybody answered this question in the same way.
Now is the most important time. We cannot go back to our past. it is all said and done. We do not know what future will be, whether it will be there or not. The only time we have is now. Present moment. Do not delay to do the right thing what should be done now. It gives you, happiness, motivation and success.

Who is the most important person?

Almost everybody answered I am the most important person. Surjit said “you are the most important person”. Every time this question arise almost everybody answered I am the most important person. Well, in certain and most instants I am the most important person. The most important person is the person who is with you, right now. It may be your husband, wife, friend, business contact or any other person. Give your full attention and effort to that person. This is one success principle in nature.

What is the most important thing to do?

The most important thing to do is to care. Do everything with care. Care for what you are doing right now and care for the person who you are with. For an example if you are in a telephone conversation, care for the person who you are dealing with. A person who does something with extreme care always manages to succeed.

Plan ordering methods for your website

Everyone is not an experienced web surfer. Provide your customer with simple instructions on how to order products. Provide step by stem instructions on how to use a shopping cart.

Instructions on using a shopping cart

1. Click Brows Catalogue to view the product categories
2. Click on the category you want
3. You will be taken to the Product List page
4. Find the product(s) you want and change the quantity if ordering more than one
5. If you want to order other products, then click “Add to Basket” button
6. Click the “Browse Catalogue” link again
7. When you have finished adding items to your shopping basket, click the “basket contents” to check your order and make any changes.
8. When you are ready to process your order, click the “checkout” and type in your address information
9. Click the “Submit Order” button.
10. Next page will add the shipping charge to your order and will show your total charge.
11. Type in your credit card information on this page
12. Click the “Submit Order” button again to complete your transaction.
13. To clear your order, click the “Clear Order” button.

I have composed a short article and will be back with more options for shopping in my next article. Until then please answer my three questions and I will include a link to your blogs with the answer to my three questions.

Hi Friends

Hi Friends,

I am really busy these days with my project. I will come back with my answers to the three questions, and new articles in about two or three week’s time. Until then, Take care and God bless.